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		<title>Disability Lawyers</title>
		<link>http://drownthelawyers.wordpress.com/2008/06/23/disability-lawyers/</link>
		<comments>http://drownthelawyers.wordpress.com/2008/06/23/disability-lawyers/#comments</comments>
		<pubDate>Mon, 23 Jun 2008 02:32:07 +0000</pubDate>
		<dc:creator>Sebastian Sauvé</dc:creator>
				<category><![CDATA[Disability]]></category>
		<category><![CDATA[Disability Lawyers]]></category>

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		<description><![CDATA[Research shows that most people spend more time selecting a car and planning their vacation then they do their attorney. This point could not be highlighted more the need to employ a professional disability lawyer if you are taking a disability claim to court. Although any lawyer could help you, they would not have the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=drownthelawyers.wordpress.com&amp;blog=3802547&amp;post=11&amp;subd=drownthelawyers&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Research shows that most people spend more time selecting a car and planning their vacation then they do their attorney. This point could not be highlighted more the need to employ a professional disability lawyer if you are taking a disability claim to court. Although any lawyer could help you, they would not have the same presence in the courtroom as someone who is highly trained in that particular field; their wealth of experience with Insurance Companies and the Social Security Administration will be beneficial, particularly in the appeals processes. Disability law is a highly specialized area which means that an attorney dealing with general problems may miss points that a disability lawyer will see immediately; their intimate knowledge could make or break the case.</p>
<p>If for some reason you are in the appeal process because benefits have been refused then a lawyer will be someone who will be able to guide you through without hesitation. If you want to find a reputable law firm, go online to a website that you have confidence in, to search for law firms in your area and then visit their websites; feedback from previous clients they have represented are often available for everyone to see. Try and see if they have any recorded cases that are similar to your own and see what the outcome was; another option is to ask someone you know if they have any recommendations. Consider your recruitment of a suitable disability lawyer the same as choosing your physician; you need to choose one that you feel you can trust.</p>
<p>An attorney must have sufficient experience in this field so don&#8217;t employ someone who has less than five years experience in disability law; at least three of those years should have been spent practicing in your state. Social Security Law, disability insurance and long term disability are all areas your disability lawyer will need to be conversant in; with the majority of his or her work in this field of law. A representative that doesn&#8217;t tell you what is going on or is not honest about your chances is not worth employing. At the start you may have to see a few attorneys if you want to have a realistic chance of winning your case because finding one you trust might not happen the first time.</p>
<p>It is not uncommon for a person to be a little afraid of carrying this out on their own so there is no reason why a good friend should not be present to provide support. Whilst most attorneys do not charge for an initial consultation but just like you, their time is important; you can guarantee they will be prepared for the meeting and so should you. It should go without saying that your disability lawyer is someone who has integrity and respect for you and your situation so there should be honesty to your relationship and the chances you have of winning your case; there is no substitute for honesty in these circumstances but you must reciprocate. Do not become dismayed if you do not find the right attorney immediately as the process can take some time.</p>
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			<media:title type="html">advocatium</media:title>
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		<title>Divorce Lawyers</title>
		<link>http://drownthelawyers.wordpress.com/2008/06/13/divorce-lawyers/</link>
		<comments>http://drownthelawyers.wordpress.com/2008/06/13/divorce-lawyers/#comments</comments>
		<pubDate>Fri, 13 Jun 2008 21:06:17 +0000</pubDate>
		<dc:creator>Sebastian Sauvé</dc:creator>
				<category><![CDATA[Divorce]]></category>
		<category><![CDATA[Divorce Lawyers]]></category>

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		<description><![CDATA[Probably the most crucial aspect of divorce is choosing a divorce lawyer; ensure they have at least the following abilities: &#60;ul&#62; &#60;li&#62;An expert in their chosen field&#60;/li&#62; &#60;li&#62;Have the right attitude for this work&#60;/li&#62; &#60;li&#62;Be reliable&#60;/li&#62; &#60;/ul&#62; You will need an attorney where at least fifty percent of their work is in this area and [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=drownthelawyers.wordpress.com&amp;blog=3802547&amp;post=10&amp;subd=drownthelawyers&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Probably the most crucial aspect of divorce is choosing a divorce lawyer; ensure they have at least the following abilities:</p>
<p>&lt;ul&gt; &lt;li&gt;An expert in their chosen field&lt;/li&gt; &lt;li&gt;Have the right attitude for this work&lt;/li&gt; &lt;li&gt;Be reliable&lt;/li&gt; &lt;/ul&gt;</p>
<p>You will need an attorney where at least fifty percent of their work is in this area and unless you&#8217;re expecting problems, preferably one trained in divorce mediation that practices it professionally. It also follows that you feel comfortable with them and feel confident they will serve you well. Adversarial attorneys will use the hammer to crack a walnut approach which often happens when these cases go to court whereas an attorney who specializes in mediation will take a much calmer approach. To get the most from your divorce lawyer, be well prepared and have everything written down; do not waste your money and time asking questions, the answers to which are readily available.</p>
<p>Whether you intend to see them or speak on the phone, write everything down as this is the most efficient way to utilize your legal representative and keep a record of dates and times you spoke with them. Keep a file for all your notes, letters and documents so do as much as possible on the phone and by mail to keep the office time at a minimum. Remember you divorce attorney is there for their expertise in the field and not to act as a counselor, you should hopefully be able to use people close to you for that. Always keep to the facts of the case when you speak with your divorce lawyer, don&#8217;t start complaining about you spouses actions unless you want your lawyer to take some legal action on your behalf.</p>
<p>Being in control of your own case and your own life is the single best thing you can do, so it is essential that you have a lawyer who can work on that basis. You are employing them for their experience but at the same time you need them to understand that it is your divorce and you want to make the decisions about how it is too proceed. Let them know that copies of any correspondence relating to the case will need to be sent to you along with any other information and if you contact them, to reply as quickly as possible.</p>
<p>Instead of hiring a lawyer, it may be far more cost-effective to use the lawyer just for information or advice on specific subjects like a marital settlement because that may be all the legal help you will need. After you have organized all your facts and read about how the law works in your case, if you still have questions about the law or the likely outcome, write all your questions down and ask your lawyer. There is no reason your divorce lawyer cannot be used purely in a consultancy role to help draw up a marital settlement and if need be can step in if things do not go according to plan.</p>
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			<media:title type="html">advocatium</media:title>
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		<title>Adoption Lawyers</title>
		<link>http://drownthelawyers.wordpress.com/2008/06/04/adoption-lawyers/</link>
		<comments>http://drownthelawyers.wordpress.com/2008/06/04/adoption-lawyers/#comments</comments>
		<pubDate>Wed, 04 Jun 2008 19:53:24 +0000</pubDate>
		<dc:creator>Sebastian Sauvé</dc:creator>
				<category><![CDATA[Adoption]]></category>
		<category><![CDATA[Adoption Lawyers]]></category>

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		<description><![CDATA[If you are considering adoption, it is not wise to try and attempt this without the use of a specialist adoption lawyer; because of the legal complexities involved, their knowledge and experience will be invaluable. It would be extremely difficult to complete this process without legal representation; because the number of issues that need to [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=drownthelawyers.wordpress.com&amp;blog=3802547&amp;post=9&amp;subd=drownthelawyers&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>If you are considering adoption, it is not wise to try and attempt this without the use of a specialist adoption lawyer; because of the legal complexities involved, their knowledge and experience will be invaluable. It would be extremely difficult to complete this process without legal representation; because the number of issues that need to be clarified and confirmed is extensive. Part of the initial procedure is for the adoptive parents to supply the court with information pertaining to the child; for instance: the reason why the birth parents wish to relinquish their rights to the child and other information such as the birth certificate for example.</p>
<p>It is actually possible for the new parents to submit these details themselves although this might not be the best way forward; in the interests of speed and efficiency it is much wiser to use the services of a professional lawyer, versed in adoption law and practice. During the finalization process of the adoption, it might help to have a lawyer present as the adoptive parents must attend a hearing which usually takes place within the first year after a child is placed in their new home. Many adoption agencies are also able to help as they are familiar with court procedures but even they know their limitations and will probably suggest the use of an adoption lawyer.</p>
<p>Those couples who choose to adopt a child from another country also face difficulties and should not attempt this without the help of a lawyer especially when the laws are different in each country. Of course a further problem faced is that of language because what means one thing in one country can mean the opposite in another; therefore documents have to be translated and then interpreted by professionals. Adoption attorneys, who are able to translate the documents, are vital in foreign adoption; they will understand their significance which is where the adoptive parents would probably fail.</p>
<p>The legal problems surrounding the child&#8217;s citizenship alone is enough to stop most would be parents in their tracks; then there is registration which should, without question, only be taken care of by a legally trained person. There are so many aspects to the whole process of adopting a child that it is hard to understand anyone who would not wish to employ an adoption lawyer to ensure the process is completed properly. They will also be familiar with any traps that the unsuspecting couple may fall into, and any loopholes they need to be aware of.</p>
<p>Often, because good adoption lawyers can be hard to find, adoption agencies will have access to their own; this way they can guarantee their clients will have someone they can trust to act on their behalf. This is why using an agency can often be an advantage to couples seeking to adopt a child; this way they do not have to interview and check the references of adoption attorneys who say they are proficient in adoption cases. By adopting the correct approach to this, it can save heartache at any time in the future when the question of birth parentage may occur; therefore, the assistance they receive from their lawyer is invaluable.</p>
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			<media:title type="html">advocatium</media:title>
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		<title>Personal Injury Claims Lawyers</title>
		<link>http://drownthelawyers.wordpress.com/2008/05/31/personal-injury-claims-lawyers/</link>
		<comments>http://drownthelawyers.wordpress.com/2008/05/31/personal-injury-claims-lawyers/#comments</comments>
		<pubDate>Sat, 31 May 2008 21:51:18 +0000</pubDate>
		<dc:creator>Sebastian Sauvé</dc:creator>
				<category><![CDATA[Personal Protection]]></category>
		<category><![CDATA[Injury Lawyers]]></category>
		<category><![CDATA[Personal Injury Claims Lawyers]]></category>

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		<description><![CDATA[When the actions of another cause an accident, physical injury can be the result; seeing the person, who caused the situation, punished is usually our first thought. An injury or accident could prevent us from working; worse still, they may be unable to live a normal life, and forced to claim benefits. If you are [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=drownthelawyers.wordpress.com&amp;blog=3802547&amp;post=8&amp;subd=drownthelawyers&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>When the actions of another cause an accident, physical injury can be the result; seeing the person, who caused the situation, punished is usually our first thought. An injury or accident could prevent us from working; worse still, they may be unable to live a normal life, and forced to claim benefits. If you are the injured victim of an auto accident then you have every right to expect financial restitution; details must be recorded as this will help your personal injury claims lawyer fight your case successfully.</p>
<p>This is essential especially if you can no longer carry out your work, have made trips to the doctor and paid for medical treatment; in fact anything relating to the injury must be kept as proof for your attorney. This information will also include exact details of how the auto accident happened; photographic evidence is also very useful when pursuing cases like this.</p>
<p>Even little details you may not consider as important, can be useful with a claim; information gathering must be completed as soon as practicable after the incident as details have a habit of becoming unclear over time. Your personal injury claims lawyer will also require details of witnesses to the incident; the information they provide is generally considered very useful.</p>
<p>You doctor will be requested to carry out a full medical examination; the written report for which will need to be available before the case goes to court. Do not forget that the physicians report will also have a bill attached; this should be included in the information you provide your attorney.</p>
<p>Engaging the services of a personal injury claims lawyer is a sure way to improve your chances of success; insurance companies fight all the more if you attempt to represent yourself. Insurance claims are notoriously bad for their public image; there is also the possibility that the financial compensation could destroy them.</p>
<p>If you are unsure of how to find an attorney to assist you, try looking on the Internet; although make sure you obtain references by calling their former clients and reading up on the cases they have won. Repayment of any expenses incurred will be the responsibility of the personal injury claims lawyer; not many cases for compensation are won without representation.</p>
<p>Attorneys successful in this area of law are much sought after; courtroom procedure can be a difficult hurdle to overcome so the benefit of their advice is worth every cent. Just because you have experienced an auto accident injury, it doesn&#8217;t mean that you will be scarred for life; hire a lawyer, and keep mind if you have followed the advice here you will be more than prepared.</p>
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		<title>Accident Lawyers</title>
		<link>http://drownthelawyers.wordpress.com/2008/05/29/accident-lawyers/</link>
		<comments>http://drownthelawyers.wordpress.com/2008/05/29/accident-lawyers/#comments</comments>
		<pubDate>Thu, 29 May 2008 19:48:41 +0000</pubDate>
		<dc:creator>Sebastian Sauvé</dc:creator>
				<category><![CDATA[Personal Protection]]></category>
		<category><![CDATA[Accidents]]></category>

		<guid isPermaLink="false">http://drownthelawyers.wordpress.com/?p=7</guid>
		<description><![CDATA[Construction workers are exposed to a variety of hazardous situations and circumstances on a daily basis; whereas most people naturally avoid danger in their work place. To try and curb the number of construction related accidents, New York State introduced new legislation; these changes have meant greater protection for workers and as a result, an [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=drownthelawyers.wordpress.com&amp;blog=3802547&amp;post=7&amp;subd=drownthelawyers&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Construction workers are exposed to a variety of hazardous situations and circumstances on a daily basis; whereas most people naturally avoid danger in their work place. To try and curb the number of construction related accidents, New York State introduced new legislation; these changes have meant greater protection for workers and as a result, an increase in the number of accident lawyers who can perform this work. Construction workers face many dangers every time they enter a site but the danger of falling is the greatest; make no mistake, any injury that occurs on a site can be fatal.</p>
<p>A worker who has an injury whilst working on a construction site needs to write down exactly what happened; memories of events can fade, even in a short space of time, so speed is important. If you want to ensure you receive a financial settlement in your favor when you make a compensation claim, you need to be as precise as possible; many victims do not fully realize just how necessary this is.</p>
<p>Information about the conditions surrounding the accident should be gathered; for example:</p>
<p>* The time of day, date and place of the accident<br />
* Equipment in use at the time<br />
* Recent equipment malfunctions?<br />
* Machinery service report<br />
* Witnesses to the incident<br />
* Weather conditions at the time</p>
<p>Every piece of information is crucial and necessary; adding every fact no matter insignificant, will assist your accident lawyer and strengthen the case.</p>
<p>How to ensure a compensation claim goes in your favor</p>
<p>Once all the information has been gathered you will need to locate a good lawyer, preferably someone with experience in accident compensation claims; this way you should expect superior results with any compensation claim you make. As this is a complicated area of law and more than one person could be held responsible, you do not want to leave anything to chance; you can guarantee the other party will have hired a specialist to defend them so ensure you employ the services of an accident lawyer.</p>
<p>Many people never file a compensation claim or lawsuit against their employer because the law prevents this from happening; this does not mean that others cannot be held responsible for negligence or faulty equipment and these people or companies can be prosecuted. Third parties involved could be suppliers and manufacturers of equipment used on site in addition to people who own the property, even those who own the site; all in this group can be held accountable for injuries and workers compensation laws do not prohibit you from recovering losses from these parties.</p>
<p>Fortunately for any construction worker in the State of New York, the law is very definitely behind them; they have made it clear that the site owner and contractors must ensure the site is a safe working environment. Subcontractors will also be held responsible especially when they have supplied their workers with dangerous or faulty equipment that caused the accident. Manufacturers that supply faulty equipment are especially at risk from a successful claim; this is where your accident lawyer will be of great benefit. As this area of law is complicated and full of loopholes, it would be advisable an accident attorney with construction site injury expertise; they may have experienced litigators that will be more knowledgeable regarding the laws pertinent to the area you live.</p>
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			<media:title type="html">advocatium</media:title>
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		<item>
		<title>Bankruptcy Lawyers</title>
		<link>http://drownthelawyers.wordpress.com/2008/05/28/bankruptcy-lawyers/</link>
		<comments>http://drownthelawyers.wordpress.com/2008/05/28/bankruptcy-lawyers/#comments</comments>
		<pubDate>Wed, 28 May 2008 22:13:00 +0000</pubDate>
		<dc:creator>Sebastian Sauvé</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[lawyers]]></category>

		<guid isPermaLink="false">http://drownthelawyers.wordpress.com/?p=6</guid>
		<description><![CDATA[Having to file for bankruptcy is a serious business, why would anyone consider embarking on this course of action without a reputable bankruptcy lawyer; their help will be invaluable as the process can affect the whole family for a number of years. The most recent changes in the law have meant there is more paperwork [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=drownthelawyers.wordpress.com&amp;blog=3802547&amp;post=6&amp;subd=drownthelawyers&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Having to file for bankruptcy is a serious business, why would anyone consider embarking on this course of action without a reputable bankruptcy lawyer; their help will be invaluable as the process can affect the whole family for a number of years. The most recent changes in the law have meant there is more paperwork to complete when filing for bankruptcy, so the services of an attorney can be useful in understanding and preparing your petition. Fortunately these extra initial steps for the debtor do not change what happens once the bankruptcy petition as been filed so it should proceed exactly as it would have before.</p>
<p>Insolvency laws in the United States have a certain bankruptcy protection built in, whereby the individual filing for bankruptcy will not, under most circumstances, lose his or her home. In addition to this there are extensive exemptions for clothing, furniture, and personal property.</p>
<p>Other restrictions or amendments may also be enforced at state level and this is where a local bankruptcy lawyer will be of most use. The Insolvency law is designed to protect certain things like your house and car. This enables individuals filing for bankruptcy to live and work. There are exceptions if high value items are available that can be used to help clear debts.</p>
<p>The unfortunate aspect to this is your credit rating will be affected and on your record for a decade. However, a person&#8217;s credit rating is based primarily on their credit activities during recent times. This is the reason why not long after you have been made bankrupt, a whole host of companies offering credit will start contacting you, but you must be very careful at this time.</p>
<p>Bankruptcy lawyers should warn their clients that many of the creditors who will solicit your business right after bankruptcy will attach outrageous fees and charges to these accounts. These mounting costs would put you right back in financial trouble. If you only accept credit deals that you can handle comfortably and you always pay more than the minimum amount, your credit history will start to rebuild itself.</p>
<p>In fact if you keep your financial affairs clean, in a matter of a few years, you can find yourself with a re-built credit rating. Although it will still appear on your credit record, the bankruptcy should not affect the chances of you buying a house or arranging other unsecured loans, providing you keep your credit record clean.</p>
<p>The credit industry would love for you to believe that only waster&#8217;s become bankrupt. This attitude just makes ordinary people reluctant to file for insolvency when they need to and creates an unsympathetic attitude toward those who do. After the recent changes, the government may decide to make it even harder to qualify for bankruptcy if this type of approach by credit companies continues. Your bankruptcy lawyer will tell you that the vast majority of people who file for bankruptcy protection are honest, hard working, law abiding people that are just victims of poor fortune and circumstance.</p>
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			<media:title type="html">advocatium</media:title>
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		<title>Let&#8217;s Talk About Lawyers</title>
		<link>http://drownthelawyers.wordpress.com/2008/05/27/lets-talk-about-lawyers/</link>
		<comments>http://drownthelawyers.wordpress.com/2008/05/27/lets-talk-about-lawyers/#comments</comments>
		<pubDate>Tue, 27 May 2008 16:53:12 +0000</pubDate>
		<dc:creator>Sebastian Sauvé</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://drownthelawyers.wordpress.com/?p=5</guid>
		<description><![CDATA[A lawyer is someone trained in aspects of law and the legal system usually providing legal advice; they can also be called attorneys and act as both advocates and advisors in American society. When defending or prosecuting a person in court a lawyer will be called an advocate and this doesn&#8217;t matter if the case [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=drownthelawyers.wordpress.com&amp;blog=3802547&amp;post=5&amp;subd=drownthelawyers&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>A lawyer is someone trained in aspects of law and the legal system usually providing legal advice; they can also be called attorneys and act as both advocates and advisors in American society. When defending or prosecuting a person in court a lawyer will be called an advocate and this doesn&#8217;t matter if the case is civil or criminal; this arena where law is practiced is not one that suits everyone and many never step foot into a courtroom. When acting as a legal advisor, their responsibility is to provide legal guidance; this can just be to provide clarification surround a legal matter.</p>
<p>A lawyer who primarily spends time in court is called a trial lawyer; of particular importance in trial work is the ability to think quickly and speak with ease and authority.Trial lawyers spend the majority of their time outside the courtroom; they investigate evidence and interview people involved in the case.</p>
<p>The legal system affects nearly every aspect of our society; whether you are buying a house or making an insurance claim, but because lawyers are in a position of authority they must abide by very strict rules to govern their conduct. Owing to the nature of specialization with legal representatives, they may never actually attend court; although they are licensed to represent their clients there.</p>
<p>Lawyers can specialize in a number of different areas of society; such as:</p>
<p>* Constitutional Law<br />
* Health Issues<br />
* Civil Law<br />
* Personal Injury<br />
* Identification Theft</p>
<p>This specialization means that some legal representatives may never have to practice their skills in court!</p>
<p>Those specializing in environmental law for example might watch out for the interests of organizations on either side of the argument; for instance:</p>
<p>* Public-Interest Groups<br />
* U.S. Environmental Protection Agency<br />
* Airports</p>
<p>These help clients prepare and file for licenses and applications for approval before certain activities may occur; they also represent clients&#8217; interests in administrative adjudications.</p>
<p>Some attorneys concentrate in the growing field of intellectual property rights; protecting clients&#8217; claims to copyrights, artwork under contract, product designs, and computer programs. Some lawyers who specialize in insurance law are employed in permanent positions within insurance companies; their purpose is to protect the company&#8217;s interests against fraudulent claims and advise on the legal terms and conditions used in policies.</p>
<p>Most attorneys are found in private practice, where they concentrate on criminal or civil law; in criminal law, they represent individuals who have been charged with crimes and argue their cases in courts of law; civil law uses their talents to argue in a civil court over claims, mortgages and other types of litigation.</p>
<p>There are those individuals that prefer very high profile, ‘public interest cases&#8217; both civil and criminal; this can be where a large company or government body may be involved with actions that have affected the general public. Still other lawyers use their skills working for non-profit organizations and other charitable bodies; these attempt to serve disadvantaged people wherever they are from often oppressive governments and companies.</p>
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			<media:title type="html">advocatium</media:title>
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		<title>Personal Injury Protection</title>
		<link>http://drownthelawyers.wordpress.com/2008/05/26/personal-injury-protection/</link>
		<comments>http://drownthelawyers.wordpress.com/2008/05/26/personal-injury-protection/#comments</comments>
		<pubDate>Mon, 26 May 2008 17:24:08 +0000</pubDate>
		<dc:creator>Sebastian Sauvé</dc:creator>
				<category><![CDATA[Personal Protection]]></category>
		<category><![CDATA[Injury]]></category>
		<category><![CDATA[Personal Injury]]></category>

		<guid isPermaLink="false">http://drownthelawyers.wordpress.com/?p=4</guid>
		<description><![CDATA[Accidents on the road are a fact of life, not matter how good a driver you are so isn&#8217;t it a good idea to look after yourself with a personal injury protection plan? When you have other responsibilities, especially of a financial nature then this is no longer an option. While this is obviously a [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=drownthelawyers.wordpress.com&amp;blog=3802547&amp;post=4&amp;subd=drownthelawyers&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><span style="font-family:arial;font-size:x-small;">Accidents on the road are a fact of life, not matter how good a driver you are so isn&#8217;t it a good idea to look after yourself with a personal injury protection plan? When you have other responsibilities, especially of a financial nature then this is no longer an option. While this is obviously a good idea, the average family will decide the merits of this first against the overall cost of their current insurance commitments.</span></p>
<p><span style="font-family:arial;font-size:x-small;">When the cover is taken out in hast it is often found to be unsuitable and not worth continuing. In America personal injury is now a required form of insurance cover in many states although the amount does vary depending where you are in the USA. While there are a few states left that do not require personal injury protection by law yet, it is only a matter of time but that does not mean you cannot have this peace of mind right now.</span></p>
<p><span style="font-family:arial;font-size:x-small;">However, the protection does not cover all the costs for the insured and his (or her) passengers, with the average policy paying up to eighty percent of expenses. As a no fault policy though, the plan pays for loss of earnings, medical expenses and various other costs for the policy holder and his passengers even if the insured was responsible for the situation. It is quite common for certain aspects like hospital bills and possibly a percentage of lost income to be covered by a family health insurance policy.</span></p>
<p><span style="font-family:arial;font-size:x-small;">This means that in certain circumstances, no extra protection is required or if it is, only a small amount. There are some other factors to consider though as to whether you actually need personal injury protection; one being your current driving record. Fortunately most drivers will probably find themselves covered by their own health insurance policy which will also protect family members that happen to be passengers. So if your personal injury protection policy does not cover your passengers, it is your responsibility to ensure they are protected.</span></p>
<p><span style="font-family:arial;font-size:x-small;">It is not unfair to assume that any person traveling in your vehicle should be the responsibility of the driver and insured individual. If you live in a state that does not have mandatory personal injury protection you may want to add this into your portfolio. There are many factors involved in how much your personal injury cover may cost including; age, driving experience and driving record plus your health and any existing insurance policies you have. Irrespective of your personal situation, thorough research in this complicated area is a necessity if you want to have a safe and enjoyable driving future without financial worries if something untoward happens.</span></p>
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		<title>Notice!</title>
		<link>http://drownthelawyers.wordpress.com/2008/05/23/open-for-business/</link>
		<comments>http://drownthelawyers.wordpress.com/2008/05/23/open-for-business/#comments</comments>
		<pubDate>Fri, 23 May 2008 21:02:09 +0000</pubDate>
		<dc:creator>Sebastian Sauvé</dc:creator>
				<category><![CDATA[Legal Notice]]></category>
		<category><![CDATA[Introduction]]></category>
		<category><![CDATA[Notice]]></category>

		<guid isPermaLink="false">http://drownthelawyers.wordpress.com/?p=3</guid>
		<description><![CDATA[We are NOT lawyers. This blog is intended as a collection of information, opinions, and ideas about the law and lawyers. It is also about some crazy aspects law, lawyers, and maybe some legal humor. This site is NOT intended as a blog providing legal advice, NOR does it necessarily provide accurate information about the [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=drownthelawyers.wordpress.com&amp;blog=3802547&amp;post=3&amp;subd=drownthelawyers&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>We are NOT lawyers. This blog is intended as a collection of information, opinions, and ideas about the law and lawyers. It is also about some crazy aspects law, lawyers, and maybe some legal humor. <strong>This site is NOT intended as a blog providing legal advice, NOR does it necessarily provide accurate information about the law.</strong> You may accept the information we provide as ideas to consider and as entertainment, but DO NOT base any action on the information we provide. If you need legal advice, consult with a professional lawyer.</p>
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